Selling a Home in Centennial, Colorado
Centennial sits in Arapahoe County, where home sellers benefit from Colorado's no state transfer tax structure. The biggest seller-side costs in Centennial are agent commissions, the owner's title insurance policy, escrow or settlement fees, recording fees, and — if your property is in an HOA — a transfer fee and resale certificate fee.
Centennial Title Insurance & Closing Costs
Colorado closings are handled by title companies. The seller customarily pays the owner's policy. Closing fees are usually split with the buyer. Recording fees in Arapahoe County are a small fixed cost at closing.
How to Estimate Your Centennial Net Proceeds
- Sale Price: Start with the agreed contract price for your Centennial property.
- Mortgage Payoff: Subtract your remaining loan balance and accrued interest.
- Closing Costs: Deduct commissions, owner's title insurance, escrow/settlement, recording, and any HOA transfer fee.
- No State Transfer Tax: Colorado charges no state-level transfer tax — skip that line entirely.
Centennial Net Proceeds = Sale Price − Mortgage Payoff − Commissions − Closing Costs