Selling a Home in Duluth, Minnesota
Duluth sits in St. Louis County. Minnesota sellers pay a layered transfer tax — state, county, and (in some municipalities) a city-level tax on top. The calculator above applies the correct rates for Duluth automatically, alongside agent commissions, the owner's title insurance policy, attorney and escrow fees, and recording fees.
Duluth Transfer Tax & Closing Costs
Minnesota closings are handled by title companies. The seller customarily pays the State Deed Tax and the owner's title insurance policy. Closing fees are typically split with the buyer; recording fees are a small fixed cost at closing. Recording fees in St. Louis County are a small fixed cost at closing.
How to Estimate Your Duluth Net Proceeds
- Sale Price: Start with the agreed contract price for your Duluth property.
- Mortgage Payoff: Subtract your remaining loan balance and accrued interest.
- Transfer Taxes: Apply the state, county, and any city-level transfer tax.
- Closing Costs: Deduct commissions, owner's title insurance, attorney/escrow, and recording fees.
Duluth Net Proceeds = Sale Price − Mortgage Payoff − Commissions − Transfer Taxes − Closing Costs