Selling a Home in Kailua, Hawaii
Kailua sits in Honolulu County. Hawaii sellers pay a layered transfer tax — state, county, and (in some municipalities) a city-level tax on top. The calculator above applies the correct rates for Kailua automatically, alongside agent commissions, the owner's title insurance policy, attorney and escrow fees, and recording fees.
Kailua Transfer Tax & Closing Costs
Hawaii closings are handled by escrow companies and the conveyance tax is collected at recordation. The seller customarily pays the owner's title insurance policy and the full conveyance tax; escrow fees are split with the buyer. This calculator applies the higher (non-owner-occupant) bracket by default — if your buyer qualifies for a county homeowner's exemption, the actual conveyance tax line will be roughly 20–30% lower. Recording fees in Honolulu County are a small fixed cost at closing.
How to Estimate Your Kailua Net Proceeds
- Sale Price: Start with the agreed contract price for your Kailua property.
- Mortgage Payoff: Subtract your remaining loan balance and accrued interest.
- Transfer Taxes: Apply the state, county, and any city-level transfer tax.
- Closing Costs: Deduct commissions, owner's title insurance, attorney/escrow, and recording fees.
Kailua Net Proceeds = Sale Price − Mortgage Payoff − Commissions − Transfer Taxes − Closing Costs