Selling a Home in Loudoun, Virginia
Loudoun sits in Loudoun County. Virginia sellers pay a layered transfer tax — state, county, and (in some municipalities) a city-level tax on top. The calculator above applies the correct rates for Loudoun automatically, alongside agent commissions, the owner's title insurance policy, attorney and escrow fees, and recording fees.
Loudoun Transfer Tax & Closing Costs
Virginia closings are handled by title companies or settlement attorneys. The seller customarily pays the Grantor's Tax, the regional WMATA fee in NoVA, and the owner's title insurance policy. Recordation Tax is buyer-paid. Recording fees in Loudoun County are a small fixed cost at closing.
How to Estimate Your Loudoun Net Proceeds
- Sale Price: Start with the agreed contract price for your Loudoun property.
- Mortgage Payoff: Subtract your remaining loan balance and accrued interest.
- Transfer Taxes: Apply the state, county, and any city-level transfer tax.
- Closing Costs: Deduct commissions, owner's title insurance, attorney/escrow, and recording fees.
Loudoun Net Proceeds = Sale Price − Mortgage Payoff − Commissions − Transfer Taxes − Closing Costs