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Georgia Home Seller Net Proceeds Calculator

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Picking a city applies the correct local transfer tax automatically.

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Brokerage Commissions

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Total Commissions$0.00

Estimated Net Proceeds

-$750.00

Sale Price$0.00
Commissions- $0.00
Mortgage Payoff- $0.00
Total Transfer Tax (effective 0.00%)- $0.00
Owner's Title Insurance- $0.00
Escrow / Closing Fee- $0.00
Attorney Fee- $750.00
Recording Fee- $0.00

Georgia transfer taxes are state-, county-, and municipality-specific. Title insurance, escrow, attorney, and recording fees vary by provider. Consult your closing attorney or title company for exact figures.

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Selling a Home in Georgia

Georgia sellers pay a state Real Estate Transfer Tax of $1.00 per $1,000 of the sale price (0.10%) at recordation. Georgia uses an attorney-closing model, so the seller also pays an attorney/settlement fee, agent commissions, owner's title insurance, and any HOA transfer fees.

Georgia Transfer Tax & Closing Costs

Georgia closings are handled by a closing attorney. The seller customarily pays the state transfer tax, the owner's title insurance policy, and a share of attorney/settlement fees. Recording fees are a small fixed cost at closing.

How to Estimate Your Georgia Net Proceeds

  1. Sale Price: Start with the agreed-upon contract price.
  2. Mortgage Payoff: Subtract your remaining loan balance and accrued interest through closing.
  3. Transfer Taxes: Apply the state, county, and any municipal transfer tax owed by the seller.
  4. Closing Costs: Deduct commissions, owner's title insurance, attorney/escrow, and recording fees.

Georgia Net Proceeds = Sale Price − Mortgage Payoff − Commissions − Transfer Taxes − Closing Costs

Key Factors to Consider

  • GA Transfer Tax (Seller-Paid): $1.00 per $1,000 of sale price (0.10%) collected at recordation. Modest compared to other transfer-tax states but still a real line item on every Georgia closing.
  • Attorney-Closing State: Georgia requires a licensed attorney to conduct the closing. Attorney/settlement fees typically run $500–$1,200.
  • Title Insurance: Title insurance premiums in Georgia are not state-promulgated. The seller customarily pays the owner's policy that protects the buyer.
  • Recording Fees: County recording fees are a small fixed cost at closing.
  • HOA Transfer Fees: If your property is in an HOA, expect a transfer fee and resale-disclosure fee from the management company.

Why use this tool?

Most national net-sheet calculators ignore Georgia's layered transfer tax structure — state, county, and municipal — and silently understate closing costs by thousands of dollars. This calculator applies the correct rates for the city you select so the bottom line reflects what you'll actually walk away with.

Need more accuracy?

This tool provides general estimates only. Confirm exact figures with your closing attorney or title company, and consult a qualified tax professional regarding state and federal capital gains or other obligations specific to your sale.

Georgia Seller FAQ