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Ohio Home Seller Net Proceeds Calculator

Ohio has no state transfer tax. Get an instant estimate — no login or sign-up required.

Ohio has no state transfer tax — city selection is for context only.

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Brokerage Commissions

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Total Commissions$0.00

Estimated Net Proceeds

$0.00

Sale Price$0.00
Commissions- $0.00
Mortgage Payoff- $0.00
Owner's Title Insurance- $0.00
Escrow / Closing Fee- $0.00
Recording Fee- $0.00

Ohio has no state transfer tax on residential sales. Title insurance, escrow, recording, and HOA transfer fees vary by provider and community. Consult an escrow officer, settlement attorney, or tax professional for exact figures.

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Selling a Home in Ohio

Ohio closings are typically handled by a title or escrow company. The biggest seller-side line items are agent commissions, owner's title insurance, escrow/closing fees, recording fees, and any HOA transfer fees.

Ohio Title Insurance & Closing Costs

Ohio title insurance and escrow fees are competitive across providers. The seller customarily pays the owner's title policy; escrow fees are usually split with the buyer.

How to Estimate Your Ohio Net Proceeds

  1. Sale Price: Start with the agreed-upon contract price.
  2. Mortgage Payoff: Subtract your remaining loan balance and accrued interest through closing.
  3. Closing Costs: Deduct commissions, owner's title insurance, escrow/settlement, recording, and HOA fees.
  4. No State Transfer Tax: Ohio sellers skip the state-level transfer/excise tax line entirely.

Ohio Net Proceeds = Sale Price − Mortgage Payoff − Commissions − Closing Costs

Key Factors to Consider

  • No State Transfer Tax: Ohio sellers avoid the state-level transfer / excise tax that drives up closing costs in places like Washington or New York.
  • Title Insurance: The owner's title policy is typically the largest fixed line item on a Ohio net sheet and is customarily paid by the seller.
  • Escrow / Settlement: Closing fees are usually split with the buyer; the purchase contract controls the final allocation.
  • Recording Fees: County recording fees in Ohio are a small fixed cost at closing.
  • HOA Transfer Fees: If your property is in an HOA, expect a transfer fee and a resale certificate fee from the management company.

Why use this tool?

Most national net-sheet calculators assume a state transfer tax that doesn't apply in Ohio — they'll overstate your closing costs by thousands. This calculator applies the actual Ohio cost structure so you see what you'll actually walk away with at closing.

Need more accuracy?

This tool provides general estimates only. Confirm exact figures with your title or settlement company, and consult a qualified tax professional regarding federal capital gains or other obligations specific to your sale.

Ohio Seller FAQ