Washington Seller's Guide
Everything Washington home sellers need to know about REET, closing costs, and timeline — plus how Washington's no state income tax affects your sale.
Read the Washington Seller's Guide →
Washington State Home Seller Net Proceeds Calculator
Get an instant estimate — no login or sign-up required.
Picking a city sets the local REET rate automatically.
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Brokerage Commissions
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Total Commissions$0.00
Estimated Net Proceeds
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Sale Price$0.00
Commissions- $0.00
Mortgage Payoff- $0.00
Closing Costs (Escrow, Title, Recording)- $0.00
WA REET (effective 0.00%)- $0.00
Estimates use Washington State's graduated Real Estate Excise Tax (REET) brackets plus a configurable local REET add-on. Escrow, title, and recording fees are industry averages and vary by provider and county. Consult an escrow officer or tax professional for exact figures.
Selling a Home in Washington State
Washington State home sellers face a unique cost structure compared to most of the country. The largest seller-side line item beyond agent commissions is the Real Estate Excise Tax (REET), a graduated tax assessed on the gross sale price. Sellers also typically pay for the owner's title insurance policy and split escrow fees with the buyer.
Washington Real Estate Excise Tax (REET) Brackets
Washington uses a tiered REET schedule. The portion of the sale price within each bracket is taxed at that bracket's rate. Most counties add a local REET of 0.25% on top of the state rate; some add a full 0.50%.
- Up to $525,000: 1.10% state REET
- $525,000.01 – $1,525,000: 1.28% state REET
- $1,525,000.01 – $3,025,000: 2.75% state REET
- Above $3,025,000: 3.00% state REET
- Local REET: +0.25% to +0.50% depending on county
How to Estimate Your Washington Net Proceeds
- Sale Price: Start with the agreed-upon contract price.
- Mortgage Payoff: Subtract your remaining loan balance and accrued interest.
- REET: Apply the graduated state brackets plus your county's local REET rate.
- Closing Costs: Deduct commissions, escrow, owner's title insurance, and recording fees.
Washington Net Proceeds = Sale Price − Mortgage Payoff − Commissions − REET − Closing Costs
Key Factors to Consider
- Graduated REET: Washington's state Real Estate Excise Tax is tiered — the portion of the sale price within each bracket is taxed at that bracket's rate, not the entire price.
- Local REET: Most counties add 0.25% or 0.50% on top of the state REET. Your county's rate can meaningfully change your bottom line on higher-priced sales.
- Owner's Title Insurance: In Washington, sellers typically pay for the owner's title policy that protects the buyer.
- Escrow Fees: Usually split between buyer and seller, though the split is negotiable in the purchase contract.
- Mortgage Payoff: Includes principal balance plus interest accrued through the closing date.
Why use this tool?
Most generic net-sheet calculators ignore Washington's graduated REET schedule and the local county add-on, leaving sellers with estimates that are off by thousands. This calculator applies the correct bracket math, layers in your county's local REET, and shows a clean breakdown of commissions, escrow, title, and recording fees — so you know what you'll actually walk away with at closing.
Need more accuracy?
This tool provides general estimates only. Confirm exact figures with your escrow officer, and consult a qualified tax professional regarding capital gains or other obligations specific to your sale.