ClearGlass

Colorado Home Seller Net Proceeds Calculator

Colorado has no state transfer tax. Get an instant estimate — no login or sign-up required.

Colorado has no state transfer tax — city selection is for context only.

$
$
$

Brokerage Commissions

%
%
Total Commissions$0.00

Estimated Net Proceeds

$0.00

Sale Price$0.00
Commissions- $0.00
Mortgage Payoff- $0.00
Owner's Title Insurance- $0.00
Escrow / Closing Fee- $0.00
Recording Fee- $0.00

Colorado has no state transfer tax on residential sales. Title insurance, escrow, recording, and HOA transfer fees vary by provider and community. Consult an escrow officer, settlement attorney, or tax professional for exact figures.

Find a Top Agent

Connect with a top-rated real estate agent in your area.

Request a Cash Offer

See what your home could sell for in cash, fast.

Selling a Home in Colorado

Colorado has no state real estate transfer tax. The biggest seller-side line items are agent commissions, owner's title insurance, closing fees, and HOA transfer fees. A small statewide documentary fee ($0.01 per $100) applies at the county recorder.

Colorado Title Insurance & Closing Costs

Colorado closings are handled by title companies. The seller customarily pays the owner's policy. Closing fees are usually split with the buyer.

How to Estimate Your Colorado Net Proceeds

  1. Sale Price: Start with the agreed-upon contract price.
  2. Mortgage Payoff: Subtract your remaining loan balance and accrued interest through closing.
  3. Closing Costs: Deduct commissions, owner's title insurance, escrow/settlement, recording, and HOA fees.
  4. No State Transfer Tax: Colorado sellers skip the state-level transfer/excise tax line entirely.

Colorado Net Proceeds = Sale Price − Mortgage Payoff − Commissions − Closing Costs

Key Factors to Consider

  • No State Transfer Tax: Colorado sellers avoid the state-level transfer / excise tax that drives up closing costs in places like Washington or New York.
  • Title Insurance: The owner's title policy is typically the largest fixed line item on a Colorado net sheet and is customarily paid by the seller.
  • Escrow / Settlement: Closing fees are usually split with the buyer; the purchase contract controls the final allocation.
  • Recording Fees: County recording fees in Colorado are a small fixed cost at closing.
  • HOA Transfer Fees: If your property is in an HOA, expect a transfer fee and a resale certificate fee from the management company.

Why use this tool?

Most national net-sheet calculators assume a state transfer tax that doesn't apply in Colorado — they'll overstate your closing costs by thousands. This calculator applies the actual Colorado cost structure so you see what you'll actually walk away with at closing.

Need more accuracy?

This tool provides general estimates only. Confirm exact figures with your title or settlement company, and consult a qualified tax professional regarding federal capital gains or other obligations specific to your sale.

Colorado Seller FAQ